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What banks can finance a single family residence under 600 square feet?

maganda asked:


Hello. I am attempting to buy a foreclosure in San Diego that is a single family residence with a total square footage of 528. I was told it is difficult for banks to finance anything under 600 square feet. The house is in good shape but its tiny. I need financing asap since the bank already accepted my offer. Thanks.

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This entry was posted on Tuesday, March 24th, 2009, 1:37 am and is filed under Renting & Real Estate. You can follow any responses to this entry through RSS 2.0. You can leave a response, or trackback from your own site.

  1. #1 by sure, no problem! - March 24th, 2009 at 16:41

    I dont know of any………maybe hard money loan but you’ll have to bring in a big down payment.
    Why would you place an offer without working out the financing first? Hope it was contingent upon financing.

    Ask the bank that accepted your offer if they will finance…….they did at one point.

    Good Luck

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  2. #2 by dogaling - March 25th, 2009 at 08:35

    Are you working with a Realtor? Ask them to suggest someone.

    If not, Find a Mortgage Broker/Banker who can shop the market for you and find an investor who will finance you.

    If you cant find anyone, I hope you made the offer contingent on you finding financing, if not, you are out of your earnest money when you back out.

    Good Luck!

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  3. #3 by ondreforsure - March 28th, 2009 at 07:33

    If you need a mortgage consultant to help you with financing on your purchase feel free to get in contact with me. I’m in orange county.

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